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The prescription drugs benefit covers drugs, sera, injectables, and compounds/mixtures with a Drug Identification Number (DIN) that require a prescription from a physician, dentist or practitioner and are dispensed by a licensed pharmacist.
Paramedical coverage includes non-surgical and surgical services. You don’t need a physician referral for services to be covered.
The plan includes prescription glasses and contact lenses, laser eye surgery and corneal incision. Plus, support is available for vision training or remedial exercises not covered by government plans.
The plan covers the costs of aids and appliances prescribed by a physician. Government plans can help offset costs. Our claims team will review your quote to help you determine what will be covered so you understand expenses before making a purchase.
The plan covers medically necessary out-of-hospital nursing services. Additional related coverage is available through our Hospital and
The plan covers medically necessary ground and air transportation to a hospital.
The plan covers dental treatment required as a result of an accidental blow to natural or artificial teeth. For additional dental coverage, see our Dental Plan.
The travel plan covers emergency medical expenses during out of province and out of country trips, and trip cancellation and interruption costs. You’re covered for up to 93 days and can add a Supplemental Travel Plan for your extended trips.
Have you ever experienced medical uncertainty? Perhaps you’ve wondered about a diagnosis or treatment plan for you or a loved one. Our partnership with CloudMD gives you and your family members access to the best medical minds in the world to help you make medical decisions with confidence.
CloudMD’s confidential services are available at no extra charge to participants of the RTOERO Extended Health Care Plan and their children (regardless of age), parents and parents-in-law. Your children, parents and parents-in-law do not have to be insured under the plan to be eligible for CloudMD services.
You will work with a CloudMD nurse care coordinator who gathers and retrieves your medical information, reviews it and sends it to the most appropriate physician for a comprehensive medical review and care plan.
Learn More| Ontario* | Quebec* | All Other Provinces | |
| Single | $119.17 | $120.27 | $110.34 |
| Couple | $238.37 | $240.57 | $220.71 |
| Family | $286.06 | $288.71 | $264.87 |
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