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The prescription drugs benefit covers drugs, sera, injectables, and compounds/mixtures with a Drug Identification Number (DIN) that require a prescription from a physician, dentist or practitioner and are dispensed by a licensed pharmacist.
Paramedical coverage includes non-surgical and surgical services. You don’t need a physician referral for services to be covered.
The plan includes prescription glasses and contact lenses, laser eye surgery and corneal incision. Plus, support is available for vision training or remedial exercises not covered by government plans.
The plan covers the costs of aids and appliances prescribed by a physician. Government plans can help offset costs. Our claims team will review your quote to help you determine what will be covered so you understand expenses before making a purchase.
The plan covers medically necessary out-of-hospital nursing services. Additional related coverage is available through our Hospital and
The plan covers medically necessary ground and air transportation to a hospital.
The plan covers dental treatment required as a result of an accidental blow to natural or artificial teeth. For additional dental coverage, see our Dental Plan.
Included at no extra cost with the extended health care plan, the RTOERO Travel Plan covers certain medical expenses incurred as a result of an emergency that occurs while travelling outside your province or territory of residence. In addition, this plan provides reimbursement for eligible expenses when you must cancel, interrupt, or delay your trip due to one of the covered reasons.
Plan details
Download complete coverage details
You can supplement your existing RTOERO Travel Plan coverage by purchasing additional days of coverage for trips exceeding 93 days or by purchasing extra trip cancellation/interruption coverage for a specific trip that exceeds $6,000 per insured by contacting one of Johnson Insurance licensed representatives by phone at: 1-877-406-9007.
Coverage for trip cancellation and trip interruption is also available for RTOERO members who are not in the extended health care plan.
Have you ever experienced medical uncertainty? Perhaps you’ve wondered about a diagnosis or treatment plan for you or a loved one. Our partnership with CloudMD gives you and your family members access to the best medical minds in the world to help you make medical decisions with confidence.
CloudMD’s confidential services are available at no extra charge to participants of the RTOERO Extended Health Care Plan and their children (regardless of age), parents and parents-in-law. Your children, parents and parents-in-law do not have to be insured under the plan to be eligible for CloudMD services.
You will work with a CloudMD nurse care coordinator who gathers and retrieves your medical information, reviews it and sends it to the most appropriate physician for a comprehensive medical review and care plan.
Express Scripts Canada Pharmacy provides online pharmacy services 24/7. The service includes:
Learn more about Express Scripts Canada Pharmacy for RTOERO extended health care plan members.