If you’re applying for coverage within 60 days of your previous group insurance ending and meet our eligibility criteria, you’ll be automatically approved for our group plans. Usually, that’s 60 days after you retire, or your spouse retires if you’re covered under their plan.
If you apply after the 60 days, transfer from an individual insurance plan, or were not previously insured under a group plan, you can still receive coverage. Here’s how:
If you are late in applying for dental coverage, acceptance is guaranteed. For the first 12 months of coverage, you are limited to $500 per insured person for eligible dental services. Simply complete and return the insurance application, indicating your request for dental coverage. Your dental coverage is effective the day we receive the application.