Compare insurance plans

Compare and save with RTOERO

Save with RTOERO Compare 2021 health benefits for education retirees
RTOERO
OTHER*
Extended Health Care + Hospital + Dental

Single$190.38/mo

Couple$378.94/mo

Family$459.97/mo

Single$202.71/mo

Couple$399.50/mo

Family$479.00/mo

Annual Cost Savings with RTOERO

Single$147.93/year

Couple$246.72/year

Family$228.34/year

Prescription Drugs

$3,400Annually – 85% reimbursed

covers ALL prescription drugs

$4,000Annually – 85% reimbursed

NOT ALL prescription drugs covered

Paramedicals

$1,300All practitioners combined – 80% reimbursed

No doctor’s authorization needed

$1,250All practitioners combined – 80% reimbursed

Doctor’s authorization required for some practitioners

LIMITED reimbursement – per-visit max

Vision

$400Vision Correction

$150Eye Exams

80% – Every 2 years

80% – Every 2 years

$375Vision Correction

$125Eye Exams

80% – Every 2 years

80% – Every 2 years

Travel

$10 Million Per Insured up to 93 Days per Trip

$6,000 trip cancellation/interruption

Private hospital room

$1,000 lost luggage per trip

$250/day for meals and accommodation, up to $5,000 per trip

$10,000 vehicle return

Guaranteed acceptance for trips longer than 93 days

$2 Million Per Person up to 95 Days per Trip

$6,000 trip cancellation/interruption

Semi-private hospital room

No coverage for lost luggage

$150/day for meals and accommodation, up to $1,500 per trip

$2,000 vehicle return

Medical questionnaire for trips longer than 95 days

Dental

Basic & Preventative 85% unlimited reimbursement

Minor restorative $850 – 80% reimbursed

Major Restorative $800 crowns + $800 bridges, Partial dentures – 50% reimbursed

Basic & Preventative 80% unlimited reimbursement

Minor restorative $750 – 80% reimbursed

Major Restorative $700 – 50% reimbursed

*RTIP Plus 4000 Plan