Compare insurance plans

Our plan provides better value in 10 out of 14 areas

RTOERO

Other*

  • RTOERO
  • Other*

Extended health care + hospital + dental

single

$192.15/mo

couple

$382.44/mo

family

$464.23/mo

single

$202.71/mo

couple

$399.50/mo

family

$479.00/mo

Prescription drugs

$3,400 annually - 85% reimbursed

  • cover ALL prescription drugs

$4000 annually - 85% reimbursed

  • NOT ALL prescription drugs covered

Paramedicals

$1,300 All practitioners combined – 80% reimbursed

  • No doctor’s authorization needed

$1,300 All practitioners combined – 80% reimbursed

  • Doctor’s authorization required for some practitioners
  • LIMITED reimbursement – per-visit max

Vision

$400 vision correction

  • 80% every 2 years

$150 eye exams

  • 80% every 2 years

$375 vision correction

  • 80% every 2 years

$175 eye exams

  • 80% every 2 years

Travel

$10 million per insured up to 93 days per trip

  • $6,000 trip cancellation/interruption
  • Private hospital room
  • $1,000 lost luggage per trip
  • $250/day for meals and accommodation, up tom $5,000 per trip
  • $10,000 vehicle return
  • Guaranteed acceptance for trips longer than 93 days

$2 Million Per Person up to 95 Days per Trip

  • $6,000 trip cancellation/interruption
  • Semi-private hospital room
  • No coverage for lost luggage
  • $150/day for meals and accommodation, up to $5,000 per trip
  • $2,000 vehicle return
  • Medical questionnaire for trips longer than 95 days

Dental

Basic & preventative

  • 85% unlimited reimbursement

Minor restorative

  • $800 - 80% reimbursed

Major restorative

  • $800 crowns + $800 bridges, partial  dentures 50% reimbursed

Basic & preventative

  • 80% unlimited reimbursement

Minor restorative

  • $850 - 80% reimbursed

Major restorative

  • $750 - 50% reimbursed

*RTIP Plus 4000 Plan

Premiums are based on pre-tax amounts. Group insurance is subject to

provincial tax in Ontario and Quebec.

Ready to apply? Here’s what you need

  • Your RTOERO membership (not a member? Get your membership now)
  •  Your health card number and the health card number for your spouse and any dependents,  if applicable
  •  Current insurance information
  •  A cheque for reference for bank deductions, or your SIN if you’re an Ontario Teachers’     Pension Plan (OTPP)  member and want to deduct premiums from your pension

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