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covers ALL prescription drugs
NOT ALL prescription drugs covered
No doctor’s authorization needed
Doctor’s authorization required for some practitioners
LIMITED reimbursement – per-visit max
80% – Every 2 years
80% – Every 2 years
80% – Every 2 years
80% – Every 2 years
$6,000 trip cancellation/interruption
Private hospital room
$1,000 lost luggage per trip
$250/day for meals and accommodation, up to $5,000 per trip
$10,000 vehicle return
Guaranteed acceptance for trips longer than 93 days
$6,000 trip cancellation/interruption
Semi-private hospital room
No coverage for lost luggage
$150/day for meals and accommodation, up to $1,500 per trip
$2,000 vehicle return
Medical questionnaire for trips longer than 95 days