Coverage and benefits
Hospital coverage
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- 95% reimbursement of the daily semi-private room rate
- Private room charges are reimbursed based on the regular semi-private room rate
Convalescent facility and home care coverage
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- Covers up to 30 days per calendar year combined facility and home care
- 80% reimbursement to a maximum of $75 per day after a hospital stay of at least 24 hours
- Approved temporary stay in a convalescent care facility for the continued care of the same condition for which you were hospitalized
- Up to three days of home care following day surgery to a maximum of $75/day
- Someone without professional skills or training may provide convalescent home care provided they’re working under the supervision of a licensed home care agency or a home health care agency
- The days of home care don’t need to be consecutive, but they must take place within 90 days of the date of discharge from the hospital
Convenience benefits
- Claim payments are deposited directly to your bank account
- Email notification of your claim payments
- Annual benefit statement and tax letter
- 24/7, secure, online access to claims and benefit information