Trip cancellation and interruption travel insurance

RTOERO, through our licensed partner Johnson Insurance, offers our members affordable coverage for trip cancellations, interruptions and more. Trip Cancellation & Interruption Travel Insurance helps protect you against unforeseen circumstances that may prevent you from travelling or from completing a trip as planned.

Plan details

  • This plan covers you for an unlimited number of trips throughout the policy year.
  • Coverage for trip cancellation, interruption or delay is included, up to $12,000 per insured, per trip.
  • Coverage for lost, stolen or damaged baggage and personal effects is included, up to $1,500 per insured (to a maximum of $3,000 per family).
  • Coverage of up to $400 per insured (to a maximum of $1,000 per family) is included to buy necessities, if your luggage is delayed.
  • Document replacement is included, up to $200.
  • Coverage is available if you are unable to travel or have to interrupt your trip due to you or your travel companion contracting COVID-19.


The premium is based on the age of the RTOERO member. You can make a one-time payment or pay in monthly installments. When applying after commencement of the policy year, the premium will be pro-rated from the effective date to the expiry date.

Age Premium (Single or Family Coverage)
0-49 $264.99*
50-59 $284.99*
60-69 $329.99*
70+ $412.99*

*Retail tax will be added, if applicable in your province of residence.

Get more information

Get your questions answered by contacting one of Johnson Insurance licensed representatives by phone at 1-877-406-9007.


Already have RTOERO’s extended health care coverage? Travel insurance is included at no extra cost with the RTOERO Travel Plan.

Learn more.

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  • Overview of RTOERO member benefits
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