Insurance

Imagine knowing your future health needs will be supported

Not all retirement insurance plans are equal—as a member-owned and run organization, your well-being is our priority. From health, dental and hospital to car, home and life insurance, we provide peace of mind through comprehensive and affordable plans.

Two steps to seamless coverage and peace of mind

Start your application before you retire. You’ll be automatically approved for your insurance for retirement without the need for additional medical information as long as you apply within 60 days of your previous group insurance ending. Usually, that’s within 60 days of your retirement date.

Step 1: Become an RTOERO member

Step 2: Complete the insurance application

Apply for insurance

Canada's top insurance plans for education retirees are made for you

  • Designed and managed by education sector retirees — our RTOERO members
  • Informed by what our members need at each stage of retirement
  • Cost-effective and high quality — based on our vision for healthy aging

Still working but without health benefits?

If you’re working in education but don’t have coverage through work and you’re 50+, we may be able to help.

Learn more

Explore our insurance plans for retirement

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Insurance can be complex, but selecting it doesn’t need to be

Insurance blog posts

Dry eyes: why you shouldn’t suffer in silence
Dry eyes: why you shouldn’t suffer in silence

Dry eye syndrome or keratoconjunctivitis sicca has a full suite of unpleasant symptoms. Itchy, tired and red eyes are the most obvious, but dry eyes […]

Webinar: Auto and home insurance 101
Webinar: Auto and home insurance 101

This webinar was presented in September 2022 featuring Yvonne Brady from Johnson Inc. It covers auto insurance 101, home and tenant’s insurance 101, liability advice […]

The role of dental care in overall health
The role of dental care in overall health

Your oral health both impacts and is impacted by overall health. Good oral hygiene is an essential part of maintaining your wellness. Regular dental checkups […]

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