Insurance

Imagine knowing your future health needs will be supported

Not all retirement insurance plans are equal—as a member-owned and run organization, your well-being is our priority. From health, dental and hospital to car, home and life insurance, we provide peace of mind through comprehensive and affordable plans.

Two steps to seamless coverage and peace of mind

Start your application before you retire. You’ll be automatically approved for your insurance for retirement without the need for additional medical information as long as you apply within 60 days of your previous group insurance ending. Usually, that’s within 60 days of your retirement date.

Step 1: Become an RTOERO member

Step 2: Complete the insurance application

Apply for insurance

Canada's top insurance plans for education retirees are made for you

  • Designed and managed by education sector retirees — our RTOERO members
  • Informed by what our members need at each stage of retirement
  • Cost-effective and high quality — based on our vision for healthy aging

Still working but without health benefits?

If you’re working in education but don’t have coverage through work and you’re 50+, we may be able to help.

Learn more

Explore our insurance plans for retirement

Health Care
Extended health care plan
Dental Plan
Dental plan
Hospital Plan
Hospital plan
See all plans

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Insurance can be complex, but selecting it doesn’t need to be

Insurance blog posts

Insurance plans for retirement: consider these 5 things
Insurance plans for retirement: consider these 5 things

Insurance for retirement tops the list of topics of interest for future retirees, according to our research with employees from Canada’s education sector.  And it’s […]

Age in place: Make your home and routines safe for healthy aging
Age in place: Make your home and routines safe for healthy aging

According to a 2021 national survey conducted by March of Dimes Canada, 78 per cent of us want to stay in our homes, but the […]

The health coverage gap: How Canadian retirees can protect themselves against the inevitable
The health coverage gap: How Canadian retirees can protect themselves against the inevitable

Health and wealth. People want to preserve both. But health care can be a drain on personal budgets, especially in retirement. At RTOERO, we want […]

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