Insurance

Group coverage for education workers, retirees and their immediate family members.

As a member-owned and run organization, your well-being is our priority. From health, dental and hospital to car, home, travel and life insurance, we provide peace of mind through comprehensive and affordable plans.

Ready to get your coverage?

You’ll be automatically approved without additional medical information if you apply within 60 days of your previous group insurance ending. If you don’t have group coverage, follow our late applicant process.

Step 1: Become an RTOERO member

Step 2: Complete the insurance application

Apply now

Not retired but need coverage?

If you’re working in education but don’t have coverage through your employer, we can help.

Learn more

New! Coverage for immediate family of RTOERO members

If you’re an immediate family member of an RTOERO member, you can join our insurance plans too.

Canada’s top insurance plans for education retirees are made for you

  • Designed and managed by education sector retirees — our RTOERO members
  • Informed by what our members need at each stage of retirement
  • Cost-effective and high quality — based on our vision for healthy aging

Explore our insurance plans for retirement

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Insurance can be complex, but selecting it doesn’t need to be

Insurance blog posts

Canada’s top insurance for education workers, retirees expands eligibility to include non-dependent family
Canada’s top insurance for education workers, retirees expands eligibility to include non-dependent family

The benefits of membership just got sweeter for RTOERO members whose immediate family do not have health and dental coverage through their employer or another […]

3 mistakes people make when choosing travel insurance coverage
3 mistakes people make when choosing travel insurance coverage

Travel remains a top priority for many RTOERO members – both retired and actively employed. More than half of respondents to the 2023 Future Retirees […]

Travel insurance for Canadians: Questions and answers 
Travel insurance for Canadians: Questions and answers 

Insurance can be a mystifying topic, and travel insurance is no exception. We’ve developed this Q&A on travel insurance for Canadians based on the questions […]

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