Insurance

Imagine knowing your future health needs will be supported

Not all retirement insurance plans are equal—as a member-owned and run organization, your well-being is our priority. From health, dental and hospital to car, home and life insurance, we provide peace of mind through comprehensive and affordable plans.

Two steps to seamless coverage and peace of mind

Start your application before you retire. You’ll be automatically approved for your insurance for retirement without the need for additional medical information as long as you apply within 60 days of your previous group insurance ending. Usually, that’s within 60 days of your retirement date.

Step 1: Become an RTOERO member

Step 2: Complete the insurance application

Apply for insurance

Canada's top insurance plans for education retirees are made for you

  • Designed and managed by education sector retirees — our RTOERO members
  • Informed by what our members need at each stage of retirement
  • Cost-effective and high quality — based on our vision for healthy aging

Still working but without health benefits?

If you’re working in education but don’t have coverage through work and you’re 50+, we may be able to help.

Learn more

Explore our insurance plans for retirement

Health Care
Extended health care plan
Dental Plan
Dental plan
Hospital Plan
Hospital plan
See all plans

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Insurance can be complex, but selecting it doesn’t need to be

Insurance blog posts

Is dental insurance worth it in retirement?
Is dental insurance worth it in retirement?

Maintaining your oral health is important for your general health and well-being. Having access to coverage may make you more likely to access preventative care […]

How to get the most out of your retirement health insurance plan
How to get the most out of your retirement health insurance plan

Now that you’ve selected RTOERO health insurance for your retirement insurance plan, we want to make sure you make the most of it! Not a […]

What’s the difference between group and individual insurance for retirees?
What’s the difference between group and individual insurance for retirees?

Your health and dental coverage from work is likely group insurance. You and your colleagues have access to the plan because you’re part of a […]

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