Insurance

Imagine knowing your future health needs will be supported

Not all retirement insurance plans are equal—as a member-owned and run organization, your well-being is our priority. From health, dental and hospital to car, home and life insurance, we provide peace of mind through comprehensive and affordable plans.

Two steps to seamless coverage and peace of mind

Start your application before you retire. You’ll be automatically approved for your insurance for retirement without the need for additional medical information as long as you apply within 60 days of your previous group insurance ending. Usually, that’s within 60 days of your retirement date.

Step 1: Become an RTOERO member

Step 2: Complete the insurance application

Apply for insurance

Canada's top insurance plans for education retirees are made for you

  • Designed and managed by education sector retirees — our RTOERO members
  • Informed by what our members need at each stage of retirement
  • Cost-effective and high quality — based on our vision for healthy aging

Still working but without health benefits?

If you’re working in education but don’t have coverage through work and you’re 50+, we may be able to help.

Learn more

Explore our insurance plans for retirement

Compare plans

Insurance can be complex, but selecting it doesn’t need to be

Insurance blog posts

Webinar: Why you need a benefits plan after age 65
Webinar: Why you need a benefits plan after age 65

Johnson Inc. Senior Vice President, National Sales & Business Development John Thompson and RTOERO Director of Benefits Stephen Wong, share insights on why you need […]

Free webinar covers why Canadians need benefit plans after 65
Free webinar covers why Canadians need benefit plans after 65

RTOERO, in collaboration with Johnson Inc., is offering a free webinar on July 28 on why Canadians need more than provincial/territorial health coverage after age 65.

Why you need more than provincial health coverage when you retire
Why you need more than provincial health coverage when you retire

Canada has universal health care, but it doesn’t cover all the procedures, treatments and prescriptions you may need. One of the decisions you’ll make as […]

Need help?

We’re here to assist.

Do you want to feel confident moving forward with your retirement plans?

Download our
information guide for:

  • Retirement insurance plan details
  • Overview of RTOERO member benefits
  • Tips to help you get retirement ready
  • Discover what membership could mean for you!

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