You can rest assured—our group health insurance plans are well-established and evolve to meet your needs. We own and operate the program on a non-profit basis. It's supported by a trusted team with a 50-year track record of delivering group insurance to the education sector.

Group insurance plans

Health Care

Extended Health Care

  • $3,400 prescription drugs – 85% reimbursed
  • $400 vision care every 2 years – 80% reimbursed + $150/2 years for eye exams
  • $1,300 paramedicals – doctor referral not required
  • Comprehensive 93-day/trip travel insurance
  • Access to medical second-opinion service​
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Dental Plan

Dental

  • Unlimited routine dental care – 85% reimbursed
  • $800 endodontics, & periodontics (root canals, etc.) & implant surgeries – 80% reimbursed
  • $800 crowns, posts, inlays – 50% reimbursed
  • $800 fixed bridges, dentures – 50% reimbursed
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Hospital Plan

Hospital and Convalescent Care

  • Unlimited semi-private hospital – 95% reimbursed
  • Convalescent/home care $75/day – 80% reimbursed
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Supplemental Travel

Supplemental travel

Supplemental travel insurance coverage: The supplemental travel insurance plans are available for members covered under the Extended Health Care plan, which includes the Entente Plus Travel Plan at no extra cost.

Supplemental Travel Plan: When purchased, the plan extends travel coverage for a trip that exceeds 93 days outside the province or territory of residence.

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Supplemental Travel

Trip cancellation and interruption travel insurance

For members who are not in the Extended Health Care plan, this product helps protect you against unforeseen circumstances that may prevent you from travelling or from completing a trip as planned.

Supplemental Trip Cancellation and Trip Interruption Plan: When purchased, the plan provides trip cancellation/interruption coverage up to $12,000 per insured for a specific trip.

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Individual insurance plans

Car & Home Insurance

Car and home insurance

Members save up to 40% on home and car insurance, plus receive exclusive benefits after age 50. It’s easy to get a no-obligation quote.

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Download plan and premium information

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Need help?

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Questions about membership or insurance?

Email
membership@rtoero.ca

Call
(Monday-Friday 8:30 a.m. to 4:30 p.m. ET)
1-800-361-9888