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Our comprehensive insurance plans are the most popular benefit of RTOERO membership. It’s easy to join RTOERO and access the insurance coverage you need.
To be eligible for our group insurance, you must:
A spouse or dependent child can join a plan without the policyholder also being insured, within the same plan, if the RTOERO member is a policyholder with at least one other plan.
Your spouse or partner doesn’t need to be a member to be eligible for coverage. A spouse includes a spouse through legal marriage or a partner who has lived with you for at least the last 12 months.
Your children don’t need to be members to be covered. Many RTOERO members have dependent children at home, in care homes or completing post-secondary studies. Coverage is available for:
You’ll be automatically approved for your hospital and extended medical insurance without the need for additional medical information as long as you apply within 60 days of your previous group insurance ending. Usually, that’s within 60 days of your retirement date.