Member benefits

Find your reasons to join RTOERO today

From insurance plans to discounts, we’ve got everything you need to retire happy and make your awesome years healthy and fun. And with a free membership until you retire, there’s no reason not to join.

    Top reasons to join

    RTOERO welcomes members from the broader
    education community – including early years
    professionals, teachers and those working in
    schools, school boards and post-secondary.

    Whether you are retiring this year
    or within the next 5-15 years, join
    RTOERO to cruise through retirement
    worry-free! From insurance plans to
    discounts, we’ve got everything you
    need to retire happy and make your
    awesome years healthy and fun.


  1. Free membership until you retire
  2. Free retirement planning workshops
  3. Insurance

  4. Available to any member 50+
  5. Largest non-profit health insurance in Canada for education retirees
  6. Insurance plan is owned, designed and managed by members for members
  7. Guaranteed acceptance within 60 days
  8. Group plan = security for all members
  9. No cost difference based on age
  10. Comprehensive affordable coverage
  11. Great coverage available across Canada
  12. 93-day travel coverage included at no extra cost
  13. In-depth, user-friendly insurance guide
  14. Discounts and perks

  15. 3,000+ MemberPerks® discounts
  16. Preferred partner discounts on
    products for hearing and vision care
  17. Exclusive travel discounts
  18. Save up to 40% on home/car insurance
  19. Member programs and services

  20. Bilingual service and francophone districts
  21. Events, clubs and activities in your community hosted by your peers
  22. Exclusive group and solo travel, tours and discounts
  23. Friendly walk-in service at RTOERO office
  24. Fast response time
  25. Retirement planning resources
  26. Goodwill program
  27. Support for healthy, active living
  28. Political advocacy

  29. Pension support and advocacy
  30. Government advocacy on
    key seniors’ issues
  31. Vibrant Voices advocacy campaign
  32. Community service/giving back

  33. Volunteer and leadership opportunities
  34. $100,000 annual community grant program
  35. Scholarships for family members
  36. Research

  37. RTOERO Foundation funds research
    on healthy aging
  38. Awareness campaign – social isolation
  39. Publications

  40. Renaissance – award-winning quarterly magazine
  41. Monthly e-newsletters
  42. Tax Tips – help for members
    during tax season
  43. Pocket Planner calendar
  44. Online community

  45. Connect and engage with RTOERO and other members via Facebook, Twitter, YouTube, LinkedIn
  46. Blogs and vlogs
  47. Comprehensive resources at