Insurance

Retirement insurance provides the peace of mind that you’ll be protected if the unexpected happens. Less stress relates to better wellbeing—that’s what we’re about.

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Download insurance plan, premium and membership information

You’ll get:

  • Insurance premiums chart
  • Comparison shopping checklist
  • Esprit, our membership and insurance guide

 … and more!

Discover what membership could mean for you.

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Latest insurance news, videos and resources

Two older adults at a computer applying for Entente Plus insurance
RTIP members eligible for guaranteed acceptance for Entente Plus Extended Health Care plan

RTIP plan members are reviewing their insurance options after learning about the reduced travel coverage and increased premium for the RTIP Gold 750 plan. If […]

A new chapter for Entente Plus: GreenShield named as next group benefits administrator     
A new chapter for Entente Plus: GreenShield named as next group benefits administrator     

Starting Jan. 1, 2026, Entente Plus Group Insurance Program participants can expect an upgraded experience with a new online portal, mobile app and extended service […]

Two siblings embrace outdoors.
Immediate family eligibility grows to include siblings, unlocking full member benefits

Starting September 1, 2025, siblings, step-siblings, and siblings-in-law of current members are now eligible to join RTOERO (soon to be Entente Education Canada) and access […]

Trustee wearing a yellow shirt at a school visit talking to a school staff member
RTOERO and OCSTA partner to support well-being and connection in the education sector

Starting July 1, 2025, members of the Ontario Catholic School Trustees’ Association (OCSTA) can access RTOERO’s top-rated Entente Group Insurance Program through a new partnership. […]

A golfer outside at the end of a drive with their club held behind their head and looking down the green
RTOERO, PGA of Canada tee up partnership to expand access to top-rated group health coverage

Starting Feb.1, 2025, PGA of Canada’s 4,000+ members can access RTOERO’s top-rated Entente Group Insurance Program through a new partnership. The agreement with PGA of […]

Multigenerational family members posing for a photo together in a group outside
Canada’s top insurance for education workers, retirees expands eligibility to include non-dependent family

The benefits of membership just got sweeter for RTOERO members whose immediate family do not have health and dental coverage through their employer or another […]

Older couple on vacation in Europe and feeling worry free.
3 mistakes people make when choosing travel insurance coverage

Travel remains a top priority for many RTOERO members – both retired and actively employed. More than half of respondents to the 2023 Future Retirees […]

A multi-generational family on vacation taking a photo together on a beach
Travel insurance for Canadians: Questions and answers 

Insurance can be a mystifying topic, and travel insurance is no exception. We’ve developed this Q&A on travel insurance for Canadians based on the questions […]

Recent retire carrying contents of their office in a box as they leave work with a smile on their face
Final year: Month-by-month retirement planning task list

If you’re planning to retire this year, then this article is for you. We’ve broken down the tasks covered in our blog post about everything […]

Questions about membership or insurance?

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membership@rtoero.ca

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(Monday-Friday 8:30 a.m. to 4:30 p.m. ET)
1-800-361-9888