Insurance

Retirement insurance provides the peace of mind that you’ll be protected if the unexpected happens. Less stress relates to better wellbeing—that’s what we’re about.

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Download insurance plan, premium and membership information

You’ll get:

  • Insurance premiums chart
  • Comparison shopping checklist
  • Esprit, our membership and insurance guide

 … and more!

Discover what membership could mean for you.

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Latest insurance news, videos and resources

older adult with face in his hand, experiencing grief
Coping with grief: Resources that can help

More than 6.3 million Canadians are grieving a death because of COVID-19—that’s a lot of us. Add to that those of us who have lost […]

Older couple with arms around each other walking on a beach
Insurance plans for retirement: consider these 5 things

Insurance for retirement tops the list of topics of interest for future retirees, according to our research with employees from Canada’s education sector.  And it’s […]

Older adult doing art on a table in front of her couch. Her wheeled walker is off to the side.
Age in place: Make your home and routines safe for healthy aging

According to a 2021 national survey conducted by March of Dimes Canada, 78 per cent of us want to stay in our homes, but the […]

smiling retiree wearing a hat against a turquoise background
The health coverage gap: How Canadian retirees can protect themselves against the inevitable

Health and wealth. People want to preserve both. But health care can be a drain on personal budgets, especially in retirement. At RTOERO, we want […]

Physiotherapist working on an older adult
Webinar: Why you need a benefits plan after age 65

Johnson Inc. Senior Vice President, National Sales & Business Development John Thompson and RTOERO Director of Benefits Stephen Wong, share insights on why you need […]

Three retired friends hugging after an outdoor workout.
Insurance plans for retirement: Why you need more than provincial health coverage when you retire

Canada has universal health care, but it doesn’t cover all the procedures, treatments and prescriptions you may need. One of the decisions you’ll make as […]

Dentist sharing good news with an older patient about their dental checkup results. The patient is in the dental chair and is smiling.
Is dental insurance worth it in retirement?

Maintaining your oral health is important for your general health and well-being. Having access to coverage may make you more likely to access preventative care […]

Three retirees are relaxed and enjoying playing a game of pool together. One person is lining up their shot as the other two look on.
How to get the most out of your Entente group insurance plan

Now that you’ve selected the Entente Group Insurance Program for your health benefits, we want to make sure you make the most of it! Not […]

Four retired friends smiling and walking in the countryside together.
What’s the difference between group and individual insurance for retirees?

Your health and dental coverage from work is likely group insurance. You and your colleagues have access to the plan because you’re part of a […]