Retirement planning

You’ve done so much to support our country’s future by working in education. You deserve support for your future, too—as you prepare for retirement and enjoy the journey. We’re here for that.

Start here

Download the ultimate retirement planning resource bundle for Canadian education workers

We’ve packaged up our best retirement planning resources to
help you get retirement ready with confidence.

  • Retirement planning checklist
  • Template retirement letter
  • Your life by design ebook
  • Procrastinator’s guide to retirement
  • Esprit – our membership and insurance guide
  • Insurance comparison checklist
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Latest retirement planning news, videos and resources

Couple working on their retirement plan at the dining room table
3 Canadian retirement planning spreadsheets you need

With all the information and advice out there about financial planning for retirement, it’s unsurprising if it feels a bit stressful. How do you know […]

A couple sitting on their couch reviewing their financial plan
Retirement income: sustaining your finances in retirement

Retirement income – if you’re 60+ in Canada, this topic is probably top-of-mind. And we hope it’s on your radar if you’re younger. It’s never […]

Older adult gardening in their yard
Self-care for retiring education workers: How to do it and why

Retirement is an ideal time to design and implement or update your self-care system—it’s a time in life when your ultimate goal can be to […]

Retired couple dancing in their yard on a sunny day
2022 Future retirees report – Retirement planning in a pandemic

Retirement—what once conjured stereotypical images of slowing down has been redefined as a time for growth and potential. RTOERO has been supporting retirees from Canada’s […]

Older couple with arms around each other walking on a beach
Insurance plans for retirement: consider these 5 things

Insurance for retirement tops the list of topics of interest for future retirees, according to our research with employees from Canada’s education sector.  And it’s […]

Close up of a smiling retiree in conversation
5 conversations to have before you retire

Like other significant life changes (marriage, childbirth, relocation), there are things to do to prepare for retirement—and some meaningful conversations to have before the big […]

Teacher sitting in front of a laptop at a desk and holding a pen above a paper pad staring out a window thinking
5 retirement messages for colleagues

It can be hard to know where to start when writing retirement messages for colleagues. Maybe you’ve been asked to give a toast about a […]

Four smiling family members celebrating parents’ retirement with sparklers
20 clever quotations about retirement

Whether you’re writing a retirement speech or just looking for a little inspiration for your retirement planning, it can be helpful to start by reviewing […]

smiling retiree wearing a hat against a turquoise background
The health coverage gap: How Canadian retirees can protect themselves against the inevitable

Health and wealth. People want to preserve both. But health care can be a drain on personal budgets, especially in retirement. At RTOERO, we want […]