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What’s RTOERO?

What's RTOERO? What's RTOERO?

I'm looking for:

An active community
An active community
Retirement planning workshops
Retirement planning workshops
Insurance plans
Insurance plans
Volunteer opportunities
Volunteer opportunities
Join our community

85,303+

Members and growing

1968

We’ve got deep roots

82%

Pick our health insurance

Learn about your insurance plans

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Extended health care + travel
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Dental plan
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Hospital and convalescent care
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Car and home Insurance

So glad I chose RTOERO. It is the best for benefits, seniors’ advocacy and travel insurance…best of all it is member owned. — Linda Toth

#1 insurance for education retirees

We offer Canada’s top insurance for education retirees. Our group plans are member-owned and run—and we’re non-profit, which means our top priority is you and your well-being.

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What's new

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Trustee wearing a yellow shirt at a school visit talking to a school staff member
RTOERO and OCSTA partner to support well-being and connection in the education sector
RTOERO icon with gold confetti around it
RTOERO to become Entente Education Canada on January 1, 2026
RTOERO’s post-secondary scholarships empower change for communities RTOERO’s scholarships invest in Canada future changemakers
RTOERO’s post-secondary scholarships empower change for communities RTOERO’s scholarships invest in Canada future changemakers
2-Spirit individual at an outdoor powwow
5 things I’ve learned about Two-Spirit identity
RTOERO’s Response to Ontario government’s proposed Special Economic Zones Act, 2025
RTOERO’s Response to Ontario government’s proposed Special Economic Zones Act, 2025
Susan Walsh
RTOERO honours a lifetime champion for seniors: Susan Walsh receives the Award for Eminent Contribution

Our publications

Renaissance magazine
Renaissance magazine
Liaison newsletter
Liaison newsletter
Annual report
Annual report

RTOERO Foundation

Giving back

  • Our foundation is responding to the urgent need to support Canada’s aging population.
  • We fund geriatric research, training for health care providers and innovative community programs—our approach is comprehensive and designed to create lasting change.
  • We believe in fostering respect, self-determination and social connection for older adults in Canada.

Learn more

Donate now

giving back

Our partners

HearingLife
IRIS
Johnson Inc.
Venngo
Canadian Health Coalition
Choosing Wisely Canada
Elder Abuse Prevention Ontario
McMaster Optimal Aging Portal
National Association of Federal Retirees
Merit Travel
National Institute on Ageing (NIA)
Learn more