2023 membership fees

For 2023, members will pay no more than $73 for their annual membership fee. Current members whose 2022 fee was less than $70 will see an inflationary increase of 6.3% – which is less than the annual inflationary increase for pensions in 2023.

RTOERO continues to offer free membership until retirement – or in the first year of joining for those who are already retired.

For more information, contact the RTOERO office:

Fee payment

Q. How will I be notified about my 2023 fee?
You will receive a notice by email or mail of your 2023 payment.
Q. I’m a new member. What will my fee be?
Welcome to RTOERO! If you do not retire until 2023 or a subsequent year, membership is free until retirement. If you retired in 2022, your membership fee for 2023 is $73.
Q. I currently have free membership. I retired in 2022. What is my membership fee?
Congratulations on your retirement! Your 2023 membership fee is $73.
When will I be notified?
You will receive a notice by email or mail of your 2022 membership renewal with payment information.
Q. How do I pay for my fee?
There are three ways to pay:
  • If you are collecting a pension through OTPP, the easiest and most efficient payment method is pension deduction. If you have not already done so, please complete the online form or contact our office at [email protected] or 1-800-361-9888 to provide the authorization.
  • If you’re not receiving a pension from OTPP, the easiest payment method is a pre-authorized debit from your bank account. Complete the online form.
  • We also accept credit card payments – through the secure online payment page. If you encounter difficulties with entering your credit card payment online or need other assistance, please call our office – 1-800-361-9888.
Q. Why does RTOERO charge a membership fee?
RTOERO is more than insurance! Our membership fee makes possible the many benefits our members value and participate in, including:
  • Political advocacy
  • Community service
  • Member perks, privileges and discounts
  • Award-winning quarterly magazine and monthly e-newsletters
  • Travel offers and opportunities
  • Research – through the RTOERO Foundation
  • Social activities and support
Read about our top benefits of membership.
Q. How was the fee amount determined?
The $73 maximum fee for 2023 was determined through analysis of the cost of programs and services that our members value. The fee allows RTOERO to sustain and expand our member benefits.
Q. What do I get for my membership fee?
Read about our top benefits of membership, including:
  • access to RTOERO health benefits – Canada’s largest non-profit group insurance for the education retiree community
  • award-winning quarterly lifestyle magazine – Renaissance – and monthly e-newsletters
  • social activities and support in your community through our 51 districts
    • member perks, privileges and discounts, including Venngo MemberPerks and exclusive discounts on home and car insurance
  • community service – including grants for organizations with which our members volunteer and scholarships for members’ children in post-secondary education
  • travel discounts and group travel opportunities
  • research and support for healthy aging and social engagement – through the RTOERO Foundation
  • political advocacy at federal, provincial and municipal levels on issues important to our members
Q. I’m actively employed, and I am over 50 years old. I will be enrolling in the RTOERO insurance plans. Will I have to pay the membership fee?
Yes, all members, including actively employed, who enroll in the RTOERO insurance plans pay the membership fee.
Q. Is the RTOERO annual membership fee tax deductible?
No. RTOERO membership gives members access to many programs, services and benefits. So, membership fees are not eligible for tax deduction. You will receive an email receipt confirming payment of your membership fee.