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2024 membership fees

For 2024, members will pay no more than $76.50 for their annual membership fee. Current members whose 2023 fee was less than $73 will see an inflationary increase of 4.8% – which is equivalent to the annual inflationary increase for pensions in 2024.

RTOERO continues to offer free membership until retirement – or in the first year of joining for those who are already retired.

Effective Jan. 1, 2024, all Entente Group Insurance Program policyholders will no longer be required to make a payment for their RTOERO membership fee. Instead, the membership fees for Entente plan participants will be covered by income from long-term investments funded by insurance premiums.

For more information, contact the RTOERO office:

Fee payment

Q. How will I be notified about my 2024 fee?

If you are not a member of the Entente Group Insurance Program, you will receive a notice by email or mail of payment for your 2024 membership fee..

If you are a member of the Entente Group Insurance Program, you will not receive a notice as you are not required to make a payment for your membership fee.

Q. I’m a new member. What will my fee be?

Welcome to RTOERO! If you do not retire until 2024 or a subsequent year, membership is free until retirement.

If you retired in 2023 and you are not a participant of the Entente Group Insurance Program, your membership fee for 2024 is $76.50.

Q. I currently have free membership. I retired in 2023. What is my membership fee?

Congratulations on your retirement! If you are not a participant of the Entente Group Insurance Program, your 2024 membership fee is $76.50.

Q. How do I pay for my fee?

There are two ways to pay your RTOERO membership fee:

  1. If you are collecting a pension through OTPP, the easiest and most efficient payment method is pension deduction. If you have not already done so, please complete the online form or contact our office at membership@rtoero.ca or 1-800-361-9888 to provide the authorization.
  2. We also accept credit card payments – through the secure online payment page. If you encounter difficulties with entering your credit card payment online or need other assistance, please call our office – 1-800-361-9888.
Q. Why does RTOERO charge a membership fee?

RTOERO is more than insurance! Our membership fee makes possible the many benefits our members value and participate in, including:

  • Political advocacy
  • Community service
  • Member perks, privileges and discounts
  • Award-winning quarterly magazine and monthly e-newsletters
  • Travel offers and opportunities
  • Research
  • Social activities and support

Read about our top benefits of membership.

Q. How was the fee amount determined?

The $76.50 maximum fee for 2024 was determined through analysis of the cost of programs and services that our members value. The fee allows RTOERO to sustain and expand our member benefits.

Q. What do I get for my membership fee?

Read about our top benefits of membership, including:

  • award-winning quarterly lifestyle magazine – Renaissance – and e-newsletters
  • social activities and support in your community through our 51 districts
  • member perks, privileges and discounts, including Venngo MemberPerks and exclusive discounts on home and car insurance
  • community service – including grants for organizations with which our members volunteer and scholarships for members’ children in post-secondary education
  • travel discounts and group travel opportunities
  • research and support for healthy aging and social engagement

political advocacy at federal, provincial and municipal levels on issues important to our members

Q. I’m actively employed, and I am over 50 years old. I will be enrolling in the Entente Group Insurance Program. Will I have to pay the membership fee?

No. The membership fee is financed from RTOERO long-term investments for all participants of the Entente Group Insurance Program so you will not be required to make a payment.

Is the RTOERO annual membership fee tax deductible?

No. RTOERO membership gives members access to many programs, services and benefits. So, membership fees are not eligible for tax deduction. You will receive an email receipt confirming payment of your membership fee.