Insurance plans FAQs

What’s the difference between group insurance and individual insurance?

RTOERO’s plans are group insurance — if you have health insurance through your employer, it’s group insurance as well. Group health plans are for larger groups, which reduces the risk by spreading it across a wide number of plan participants. Individual insurance products are purchased directly from an insurance company. Learn more about the difference between group and individual insurance and how RTOERO’s coverage is unique.